The information on this website is intended to provide a general overview of our insurance policies and coverages. Policies and coverages may differ by state. For detailed policy information, refer to your contract. Liberty Mutual offers multiple purchasing options including online, by phone, and by agent. Prices may vary based on your method of purchase.

1Average savings based on a countrywide survey of new customers who reported savings when they switched to Liberty Mutual between 05/2023 and 04/2024. Savings will vary. Comparison does not apply in MA.

2Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

3The RightTrack® driving/performance score applies only to certain coverages, not total policy premium. For customers who sign up for the one-time monitoring period program, a final driving/performance score is applied for the life of the policy. For customers who sign up for the continuous monitoring program, the driving/performance score is based on driving behavior and is updated at each renewal. Applied coverages, enrollment/participation discount, and program availability may vary by state. Not available in all states.

4Optional coverage in some states; availability varies by state. Eligibility rules apply.

5ACCIDENT FORGIVENESS NOT AVAILABLE IN CA. Optional coverage for new customers only. Eligibility rules apply.

6Optional feature. Applicable to collision coverage only. Subject to terms and conditions. Availability varies by state.

7A.M. Best Rating Services, 2025.

8Insurance ID cards are permitted in most states; however, some states do not permit the use of Mobile Insurance ID cards as proof of insurance.