Frequently asked questions

How Can I Get a Car With Bad Credit at Car City?  

We help people with credit issues because we base your approval on your income, not your credit score! If you meet our minimum income requirements, we can help you drive for as low as $39 dollars down!

Whether you decide to fill out the online application or visit us in person, you will need a valid driver's license and proof of your income – this can include income from Social Security and/or Disability.

Contact us if you have any questions so we can help you get approved and driving!

What Happens After I'm Approved?  

Start shopping and look at over hundreds of vehicles. No matter whether you've applied online or in the showroom, you have the option to test drive our vehicles so that you're happy with your selection. If you've applied online and have reserved a vehicle, simply schedule an appointment to come in and finish up the paperwork in person. We'll have you out and driving in about 30 minutes or less.

What You Can Expect?  

6-Month/6,000 Mile Warranty on all our Cars, Vans, Trucks and SUVs. We also offer an optional and economical vehicle service contract that provides coverage for additional components and for much longer, up to 36 months.

We also offer a 5-Day Money Back Guarantee. If you're not fully satisfied for any reason with your vehicle, bring it back within 5 days or 500 miles and we'll refund your money.

GAP protection is also included on all our vehicles. Should you badly damage or total the vehicle, you're covered for the difference between what a vehicle is worth and the amount you owe on it. Please know that you will still need insurance on your vehicle as this does not replace or meet the legal requirements for insurance on a motor vehicle.